Rule of 72 Calculator

Use the Rule of 72 to estimate how long it takes to double your money.

The Rule of 72 is a quick mental math trick: divide 72 by your annual return to estimate years to double. At 7%, your money doubles in about 10.3 years (72/7). At 10%, it doubles in 7.2 years. At 4%, it doubles in 18 years. This calculator shows you both the Rule of 72 estimate and the exact compound interest calculation.

Your Investment Details

0.5%5%10%15%
110203050

Total Value After 20 Years

$40,387

Your money doubles in ~10 years

Total Contributions

$10,000

Interest Earned

$30,387

Interest Share

75%

Contributions vs Interest

Contributions (25%) Interest (75%)

Growth Over Time

Year 1: $10,723
Year 2: $11,498
Year 3: $12,329
Year 4: $13,221
Year 5: $14,176
Year 6: $15,201
Year 7: $16,300
Year 8: $17,478
Year 9: $18,742
Year 10: $20,097
Year 11: $21,549
Year 12: $23,107
Year 13: $24,778
Year 14: $26,569
Year 15: $28,489
Year 16: $30,549
Year 17: $32,757
Year 18: $35,125
Year 19: $37,665
Year 20: $40,387
Year 1Year 20
Contributions Interest