Coast FIRE Calculator

Save enough that compound growth alone will fund your retirement, then work optional lower-stress jobs.

Coast FIRE is the point where your investments, even without additional contributions, will grow to your FIRE number by traditional retirement age (65). Once you reach Coast FIRE, you only need to earn enough to cover current expenses, not save for retirement. This opens up options like part-time work, passion projects, or lower-paying but more fulfilling careers.

Calculate Your FIRE Number

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2%3%4% (standard)5%6%
Savings rate: 42.9% | Annual savings: $30,000