Emergency Fund Calculator

Build a 3-6 month emergency fund to protect yourself from unexpected expenses like job loss, medical bills, or car repairs. Financial experts recommend having 3-6 months of living expenses saved in a high-yield savings account.

Your Savings Details

Your Results

Progress to $15,000Goal reached!

Time to Goal

2y 5m

Total Contributions

$21,000

Interest Earned

$1,698

Final Balance

$22,698

Savings Growth

Month 1Month 35

Emergency Fund Tips

  • 1.Start with a mini emergency fund of $1,000 then build to 3-6 months of expenses
  • 2.Keep it in a high-yield savings account earning 4-5% APY
  • 3.Automate transfers on payday so you save before you spend
  • 4.Only use it for true emergencies, not wants
  • 5.Replenish it immediately after any withdrawal

Quick Facts

Typical Goal

$15,000

Suggested Monthly

$500

At 5% Return

818 months

Other Savings Goals