Millennial Net Worth

Net worth benchmarks for millennials (born 1981-1996) and how to get ahead.

Millennials (ages 29-44 in 2026) have a median net worth of about $50,000-$80,000. Many face unique challenges: student loan debt averaging $30,000+, delayed homeownership, and entering the job market during the 2008 recession. However, millennials who started investing early in the 2010s bull market have seen strong growth. The key advantages: time and compound interest.

Your Assets

$111,000
$
$
$
$
$
$

Your Liabilities

$35,000
$
$
$

Your Net Worth

$76,000

Total Net Worth

Total Assets

$111,000

Total Debts

$35,000

Debt-to-Asset Ratio

32%

Financial Health

Good

Asset Breakdown

Cash & Savings: $16,000Investments: $10,000Retirement Accounts: $73,000Vehicles: $12,000

Debt Breakdown

Student Loans: $25,000Credit Cards: $4,000Auto Loans: $6,000

Assets vs Liabilities

Assets$111,000
Liabilities$35,000