Auto Loan

Calculate your car payment for a new or used vehicle.

The average new car loan in the US is $40,000 with a 5-6 year term and rates around 6-8% for good credit. Used car rates are typically 1-3% higher. A shorter term (36 months) means higher payments but thousands less in interest. Consider putting at least 20% down to avoid being upside-down on the loan. Gap insurance covers the difference between what you owe and what the car is worth if it is totaled.

Loan Details

$
0%18%36%
6mo10yr20yr
$

Your Monthly Payment

$693

/month

Principal: $35,000Interest: $6,583

Total Payment

$41,583

Total Interest

$6,583

Payoff Date

March 2031

Payoff Time

5y 0m