Net Worth by Age 30

What should your net worth be at 30? See how you compare to the average.

By age 30, the median net worth in the US is around $8,000-$10,000, while the average is about $76,000 (skewed by high earners). A common rule of thumb: have 1x your annual salary saved by 30. If you earn $55,000, aim for $55,000 in net worth. Many 30-year-olds carry student loans and are just starting to build wealth through 401(k) contributions and home equity.

Your Assets

$65,000
$
$
$
$
$

Your Liabilities

$30,000
$
$
$

Your Net Worth

$35,000

Total Net Worth

Total Assets

$65,000

Total Debts

$30,000

Debt-to-Asset Ratio

46%

Financial Health

Good

Asset Breakdown

Cash & Savings: $13,000Retirement Accounts: $37,000Vehicles: $15,000

Debt Breakdown

Student Loans: $20,000Credit Cards: $2,000Auto Loans: $8,000

Assets vs Liabilities

Assets$65,000
Liabilities$30,000