Gen Z Net Worth
Just starting out? See typical Gen Z net worth and how to build wealth early.
Gen Z (ages 18-28 in 2026) is just starting their financial journey. The median net worth for under-25s is about $8,000, and many have negative net worth due to student loans. The good news: Gen Z is more financially aware than previous generations at the same age. Starting to invest even $100/month in your early 20s can grow to over $300,000 by age 55 at average market returns.
Your Assets
$12,000Your Liabilities
$16,500Your Net Worth
-$4,500
Total Net Worth
Total Assets
$12,000
Total Debts
$16,500
Debt-to-Asset Ratio
138%
Financial Health
Needs Work
Asset Breakdown
Debt Breakdown
Assets vs Liabilities
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