Retirement Savings Calculator

Most financial advisors recommend saving 15% of your income for retirement. With compound interest over 30-40 years, even modest monthly contributions can grow to over a million dollars. Start as early as possible.

Your Savings Details

Your Results

Progress to $1.0MGoal reached!

Time to Goal

34y 9m

Total Contributions

$430,000

Interest Earned

$636,728

Final Balance

$1.1M

Savings Growth

Month 1Month 423

Retirement Savings Tips

  • 1.Contribute at least enough to get your employer 401k match (free money)
  • 2.Max out Roth IRA ($7,000/year in 2026) for tax-free growth
  • 3.Increase contributions by 1% every year
  • 4.Low-cost index funds (S&P 500, total market) beat most active managers
  • 5.Do not withdraw early, the compound growth in the last 10 years is massive

Quick Facts

Typical Goal

$1.0M

Suggested Monthly

$1,000

At 5% Return

1662 months

Other Savings Goals