Home Improvement Loan

Finance renovations that add value to your home.

Home improvement loans fund renovations without tapping home equity. A kitchen remodel ($25,000-50,000) typically returns 60-80% of its cost in home value. Bathroom renovations ($10,000-25,000) return 50-70%. Energy-efficient upgrades (solar panels, insulation, windows) may qualify for tax credits. For projects under $50,000, a personal loan or home improvement loan is faster than a home equity loan. For larger projects, a HELOC may offer better rates.