Medical Loan

Finance medical procedures and unexpected health expenses.

Medical loans help cover procedures not fully covered by insurance: dental work, fertility treatments, elective surgery, or unexpected emergency bills. Rates range from 6-25% depending on credit. Before taking a medical loan, ask the provider about payment plans (often 0% interest), negotiate the bill (hospitals routinely reduce by 20-40%), and check if you qualify for financial assistance programs. A medical loan is better than putting it on a credit card at 20%+.